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Thanks for your post. I would also like to say this that the first thing you will need to do is determine if you really need credit restoration. To do that you simply must get your hands on a replica of your credit score. That should not be difficult, because government makes it necessary that you are allowed to receive one free copy of the credit report per year. You just have to inquire the right individuals. You can either look at website for your Federal Trade Commission or contact one of the major credit agencies directly.